| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
SAN CLEMENTE REAL ESTATE BROKER
Monthly Update

San Clemente Market Update: August 2026

August 2026 in San Clemente, in brief: a typical value of $1,747,711 in ZIP 92672, +7.5% against a year ago and +1.06% on the month. The regional gauge finished the month at “Leans buyers” (58/100).

MONTHLY UPDATE · OCTOBER 2026

August 2026 in San Clemente, in brief: a typical value of $1,747,711 in ZIP 92672, +7.5% against a year ago and +1.06% on the month. The regional gauge finished the month at “Leans buyers” (58/100).

The month in brief

  • Homes for sale: 99 in ZIP 92672, lower than 133 a year earlier.
  • Price cuts: 26% of listings, against 20% the month before.
  • Market temperature: 70 out of 100 (higher means more competition), against 66 the month before.
  • Mortgage rates: the Freddie Mac 30-year averaged 6.67% in August 2026, against 6.54% the month before.

If you are buying

  • The number of listings was close to last year’s, so know your budget and your must-haves before you tour.
  • Budget the whole payment: a typical $1,747,711 home at 6.67% costs about $8,992 in principal and interest alone.

If you are selling

  • About 26 in 100 listings needed a price reduction. Starting at the right price avoids chasing the market.
  • Your home’s own features decide its price. A personal report from Rudy compares it with the nearest sales.

Public data can tell you a lot about an area and nothing about a particular house. Treat this as background, and see the market reports for the longer history.

Your payment

What August 2026 rates meant for a payment

Principal and interest on ZIP 92672 homes with 20% down and a 30-year loan at the month’s average rate (6.67%).

Monthly payment by price tier, August 2026
TierTypical valueVs last monthVs a year agoMonthly principal and interest
Entry level$1,150,053+0.84%+6.2%$5,917
Typical$1,747,711+1.06%+7.5%$8,992
Upper tier$2,703,077+0.97%+7.6%$13,907

Property tax, insurance and dues are extra. An illustration, not a quote.

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

Rates

Monthly average mortgage rate, twelve months

Freddie Mac’s 30-year rate, averaged by month; August 2026: 6.67%.

30-year fixed rate by month

Monthly average of Freddie Mac’s weekly survey

Average 30-year fixed mortgage rate by monthMonthly average of Freddie Mac’s 30-year rate for the twelve months ending August 2026.6%6.2%6.4%6.6%6.8%Sep ’25Nov ’25Jan ’26Mar ’26May ’26Jul ’26

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

By the numbers

Values and activity in August 2026

Zillow’s monthly figures for each ZIP code.

The ZIP codes in numbers, August 2026
ZIP codeTypical valueVs last monthVs a year agoHomes for salePrice cutsMarket temperature
ZIP 92672 San Clemente$1,747,711+1.06%+7.5%9926%70
ZIP 92673 San Clemente (south)$1,736,694+0.60%+3.0%7523%63
Typical home value, twelve months to August 2026Typical home value in ZIP 92672, ZIP 92673 for the twelve months ending August 2026.$1.60M$1.65M$1.70M$1.75MSep ’25Nov ’25Jan ’26Mar ’26May ’26Jul ’26

ZIP 92672ZIP 92673

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