Thinking about renting out your home instead of selling? This compares what keeping it could earn in the first year with selling it and investing the cash, using your own numbers.
Home Tools
Keep It as a Rental or Sell It?
Compare the first-year return of keeping your home as a rental with selling it and investing the cash.
Want this as a personal plan?
Send this estimate to Rudy and he will follow up with a personalized version, no pressure.
This is an estimate for planning. It is not a quote, an appraisal, a loan offer, or tax or legal advice, and Rudy is a real estate agent, not a lender or tax professional.
Things this does not count
- Income tax on the rent, and the depreciation you would claim as a landlord.
- The tax on your gain if you sell later. If you rent the home out for years before selling, you may lose part of the federal home-sale exclusion, so look at the exclusion estimator and ask a tax professional.
- The time, the rules and the risks of being a landlord, such as repairs, vacancies and local rent and notice rules.
More from Rudy
- Home Guides — practical guides, printable checklists and market insight
- All home tools — payment, affordability, rent vs buy, closing costs, refinance and more
- Printable checklists — buying, selling and moving
- Book a 15-minute call — talk it through with Rudy
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